Welcome back. There are many issues that need to be resolved during a divorce, and insurance is one that can be easily overlooked. We are currently discussing an article from MSN Money that describes the sticky situations that can arise if a couple fails to address insurance coverage during a divorce.

Here are the remaining scenarios to be careful of and why:

You and your ex-spouse are unable to sell your house because your mortgage is underwater. While this situation is a major issue of its own, it also presents a potential problem for homeowner insurance.

If both parties remain on the title to the home, both will likely remain liable for homeowner insurance. A written agreement should be executed stating who is responsible for the mortgage and homeowner insurance payments.

If one party moves out into an apartment, that person will also need a separate renters insurance policy to cover belongings, even if he or she is still named on the home insurance policy.

If both parties move out and the home is left unoccupied, the couple will need a policy for a vacant home, which provides less protection than a standard policy.

Losing health insurance coverage following divorce. All too often, one spouse is left without insurance coverage following a divorce. If you were covered by your ex's employer-sponsored plan, it may be possible to sign up for COBRA insurance coverage.

This federal law is meant as a safety net for employees and their families who lose health insurance because of a variety of situations, including divorce, and can provide coverage for up to 36 months on your ex's plan.

This is definitely something that your want to do research into first, though, because COBRA requires you to pay the entire monthly premium, plus an administrative fee, so it is not always the best option.

Of course, an experienced family law attorney can help with these and other issues before, during or after a divorce.

Source: MSN Money, "5 post-divorce insurance do's and don'ts," Feb. 8, 2012